budg·et[buhj-it] Show IPA noun, adjective, verb,budg·et·ed, budg·et·ing.
an estimate, often itemized, of expected income and expense for a given period in the future.
a plan of operations based on such an estimate.
an itemized allotment of funds, time, etc., for a given period.
the total sum of money set aside or needed for a purpose: the construction budget.
a limited stock or supply of something: his budget of goodwill.
Don't believe the lie that just because you have a budget you are going to be suffering like you are on a diet. Now if you have gotten yourself into a financial mess there will be baby steps to get out of it, but just having the plan written out, is relieving and not restricting. Freedom will come from it.
Here is a few good places to start:
Dave Ramsey's Baby Steps
Dave Ramsey's Budgeting Forms
Dave Ramsey's Radio Show
Listen to some of his advice and it is practical and easy to understand. I love listening to his radio show and also am doing the Baby Steps and have used some of his budgeting forms. It can be fun if you change your perspective on budgeting.